Anúncios
The Canada Child Benefit went up again in July 2026. For a family with a young child and modest income, it is worth more than $8,000 a year, tax-free.
Here is how much you can get from July 2026 to June 2027, when it is paid and which provincial benefits can come with it.
Key takeaways
- CCB payments are not taxable and you don’t report them on your tax return.
- The amount is recalculated every July from the previous year’s income, so file your tax return every year.
- Payments shrink gradually as income rises above $38,237.
- Applying is free, and the CRA also checks you for related provincial programs.
CCB amounts for July 2026 to June 2027
| Item | Amount |
|---|---|
| Child under 6 | $8,157/year ($679.75/month) |
| Child aged 6 to 17 | $6,883/year ($573.58/month) |
| Full benefit if family income is under | $38,237 |
| Child disability benefit | Up to $3,480/year ($290/month) |
As of September 2026, from the Canada Revenue Agency. Based on 2025 adjusted family net income.
Anúncios
How the reduction works
| Children | Income $38,237 to $82,847 | Income over $82,847 |
|---|---|---|
| 1 | 7% of income over $38,237 | $3,123 + 3.2% over $82,847 |
| 2 | 13.5% | $6,022 + 5.7% |
| 3 | 19% | $8,476 + 8% |
| 4 or more | 23% | $10,260 + 9.5% |
CRA’s own example: one child under 6 and a family income of $45,000 gets $7,683.59 a year, about $640.29 a month. At $100,000, the same family gets $4,485.11 a year.
CCB payment dates 2026
| Month | Payment date |
|---|---|
| July | July 20 |
| August | August 20 |
| September | September 18 |
| October | October 20 |
| November | November 20 |
| December | December 11 |
Earlier 2026 payments: January 20, February 20, March 20, April 20, May 20 and June 19. The CRA asks you to wait 10 working days after the payment date before contacting it.
What changed vs last year
- Higher maximums: $8,157 for children under 6 (was $7,997) and $6,883 for ages 6 to 17 (was $6,748).
- Higher income thresholds: the full benefit now reaches families under $38,237 (was $37,487); the second threshold is $82,847 (was $81,222).
- Bigger disability supplement: up to $3,480 per eligible child (was $3,411).
- New base year: payments now use your 2025 income instead of 2024, as set out in the CRA’s previous-year table.
Who can apply and how
Under the CRA’s eligibility rules, you must live with a child under 18, be primarily responsible for their care and be a resident of Canada for tax purposes. You or your partner must be a Canadian citizen, a permanent resident, a protected person or meet other status conditions. Newcomers should read our guide to setting up your finances in Canada first.
Anúncios
- At birth: apply through your province’s birth registration form.
- Online: use CRA My Account and upload proof of birth if needed.
- By mail: send Form RC66 to your tax centre. See the CRA’s how-to-apply page for documents.
- Every year: file your tax return to keep payments coming. Your spouse or partner’s income counts too, so they should file as well.
Ontario Trillium Benefit: paid on top
Ontario families may also get the Ontario Trillium Benefit (OTB). For the July 2026 to June 2027 benefit year, it combines:
- Ontario Sales Tax Credit: up to $378 for you, plus up to $378 for your spouse and each child under 19.
- Ontario Energy and Property Tax Credit: up to $1,307 at ages 18 to 64, or $1,488 at 65 or older.
- Northern Ontario Energy Credit: up to $189 for single people and $290 for families.
You apply by filing your tax return with the ON-BEN form. If you qualify for more than $500, you can choose monthly payments from July 2026 or one payment in June 2027. The next monthly dates are October 9, November 10 and December 10, 2026.
A steady CCB deposit is easier to use well with a plan; our list of budgeting apps can help. Money you set aside for your children can grow tax-free in a TFSA; check our guide to the TFSA limit for 2026.
How we checked
- Checked: every amount and date on September 23, 2026, on Canada.ca and Ontario.ca only.
- Order: no ranking; programs appear in the order you apply for them.
- Independence: this site is not the government and never charges to apply. The CCB and OTB are free to apply for. No one paid for placement.
FAQ
Is there a Canada Child Benefit calculator?
Yes. The CRA’s free child and family benefits calculator estimates your CCB and related provincial benefits.
How do I use the CCB calculator for 2026?
Enter your 2025 adjusted family net income and each child’s age. The result covers July 2026 to June 2027 payments.
How much is the Canada Child Benefit per child in 2026?
Up to $8,157 a year for a child under 6 and up to $6,883 for a child aged 6 to 17, before any income reduction.
When is the next CCB payment?
October 20, 2026. The last payment of the year is December 11.
What is the Canada Child Benefit phone number?
The CRA’s benefit payment dates page lists 1-800-387-1193 for help with benefit and credit payments. There is no fee to apply for the CCB, so be wary of anyone who asks you to pay.
Scammers copy CRA and Ontario messages; the province warns it never texts you to receive a benefit. See our guide to fraud and scams in Canada. For the full picture, see our hub Best Savings Accounts in Canada 2026, our list of the best high-interest savings accounts in Canada and our roundup of bank account promotions in Canada.
Sources
- CRA — How much you can get (CCB)
- CRA — CCB and CDB payment amounts, base years 2022-2024
- CRA — Benefit payment dates
- CRA — Who can apply (CCB)
- CRA — How to apply (CCB)
- CRA — My Account
- CRA — Child and family benefits calculator
- Ontario.ca — Ontario Trillium Benefit
Ieveera SEO is an independent publisher, not a bank or financial advisor; content is for information only and may include paid affiliate links that never affect our rankings — always confirm current rates and terms with the provider. Rates shown in CAD; verify with the issuer.